学生保险常见问题解答

What insurance company provides the coverage for the 学生健康保险 Policy?

学生健康保险由联合医疗学生资源提供, 邮政信箱809025, 达拉斯, TX 75380; Phone: 1-800-767-0700; 网站

Does the 学生健康保险 Policy meet the Health Care Reform/Affordable Care Act Requirements?

是的! The policy meets all Healthcare Reform/Affordable Care Act (ACA) and State of Ohio required mandates, 并提供专门针对newbb电子平台学生需求的保险. The policy offers students and their dependents a comprehensive commercial health insurance policy, 方便地将保费记入学生账户. 

我在哪里可以找到有关学生健康保险政策的信息?

A detailed Policy Certificate and Policy Summary are avialable on our 网站 under the 登记表格 & 政策宣传手册 选项卡. 

学生健康保险只适用于在校期间的治疗吗?

No. The 学生健康保险 Policy is a commercial policy provided by 美国医疗保健 Student 资源, 并可在全国范围内使用. The policy offers an extensive network of Preferred Providers through the UHC Choice Plus provider network. 要查找供应商,请访问我们的 网站 with the insurance company and select "Find Providers" under the image of the 雅典 campus Convocation Center. You can then choose to search for a medical provider or facility, or a behavioral health provider. Once selected, you can customize your search based on your location and desired provider preferences. 

学生健康保险只在上课期间有效吗?

No. However, our predetermined coverage periods coincide closely with the dates of our semesters. The 学生健康保险 Policy is a 1-year commercial policy provided by 美国医疗保健 Student 资源, 并且每学年都要重新协商.

保险年度从8月16日到次年8月15日. 

访问我们的 保险费率 & 报道时间 详情请参阅网页. 

Can a student or dependent enroll in the 学生健康保险 Policy at any time?

Voluntary enrollment is available during the open enrollment periods at the beginning of each semester. Students may submit an enrollment form after registering for classes for the current coverage period.

Dependents are eligible to voluntarily enroll only for coverage periods in which the student is also enrolled in the 学生健康保险 Policy.

A Qualifying Life Event (QLE) allows a student to enroll in the 学生健康保险 (for which they meet the eligibility requirements) on a monthly/weekly prorated basis until the start of the next predetermined coverage period. 如果您遇到了QLE,请通过以下方式与我们联系 电子邮件 或致电740-593-1931报价或报名. 

Refunds and reduced premium amounts cannot be provided for late enrollment or early termination.

我可以在网上自愿购买学生健康保险吗?

No. 学生健康保险 can only be purchased by submitting a completed enrollment form to the 学生健康保险 Office during Open Enrollment each semester. 根据需要处理符合条件的生活事件登记.

填妥的注册表格必须是 电子邮件.  

学生是否可以只购买部分保险?

No. The 学生健康保险 can only be purchased for the predetermined coverage periods. 延迟注册或提前取消没有按比例的保费金额. (不适用于QLE入学)

我怎样索取报名表格?

报名表格可以在这里找到 网站 或通过 发邮件 您的请求和PID号码.

我可以把报名表寄到哪里?

目前,报名表格只接受 电子邮件.

 

How do I enroll in the University Health Insurance plan if I have already submitted an online waiver?

Students can voluntarily enroll in the 学生健康保险 during open enrollment periods at the beginning of each semester by submitting a completed enrollment form prior to the posted deadline.

为什么每学期需要提交家属入学表?

Eligibility for the 学生健康保险 is determined each semester by student registration. 大学系统按学期按学历运行. It is not possible to process enrollment forms for future semesters due to eligibility verification that must be performed.

How can I determine what physician’s and facilities are In-Network with the 学生健康保险 Policy?

There is a Provider Locator feature on the insurance 网站 that can be used to locate In-Network providers. 网络是 联合医疗精选Plus该网站在全国范围内提供了大量可供选择的供应商. 访问 UnitedHealthcare Student资源 并在校园图片下方的链接中选择“寻找供应商”. 联合医疗学生资源客户服务部可致电1.800.767.0700帮助您确定提供商是否在网络中.

*Please Note: Students with the 学生健康保险 are required to seek treatment at Campus Care in 雅典 first if they are within 30 miles of the 雅典 campus and Campus Care is open.

如果我对我的保单有疑问,我可以联系谁?

您可以直接拨打1与联合医疗学生资源联系.800.767.0700或通过以下方式联系newbb电子平台学生健康保险办公室 电子邮件 或致电740-593-1931.

Who can I contact if I have difficulty creating my online account with 美国医疗保健 Student 资源?

Assistance with the online account may be directed to 美国医疗保健 Student 资源 at 1.800.767.0700.

我在哪里可以取得我的保险身份证?

美国医疗保健 Student 资源 is a paperless company does not automatically mail ID cards to students. 学生将被提示创建一个在线帐户 美国医疗保健 管理他们的福利,领取他们的身份证. 该在线账户允许学生打印他们的身份证副本, 将数字拷贝上传到智能手机或平板电脑上, or request 美国医疗保健 Student 资源 to mail them a hard copy of the ID card.

 

学生健康保险政策是否包括牙科保险?

No. Dental treatment is a policy exclusion and has no payable benefits for insureds age 18 and over.

Pediatric dental benefits are included in the 学生健康保险 Policy for insured persons under the age of 18. There are specific providers you must receive treatment from in order for the insurance to make a payment on the claim. 请参阅保单凭证中的儿科牙科条款.

*Injury to a natural sound tooth by trauma is considered a payable benefit with the 学生健康保险 policy for all insured persons. 18岁以上的被保险人不享有预防性保健.

我可以购买牙科保险吗?

美国医疗保健 Student 资源 offers an optional dental policy for purchase at beginning of Fall semester. The policy can be purchased through the insured’s online account with 美国医疗保健 Student 资源, 在他们的 网站 或者直接联系他们.800.767.0700. Students may purchase the optional Dental coverage without purchasing the student health insurance. 

*newbb电子平台 has no affiliation with the optional dental policy offered by 美国医疗保健 Student 资源